Products

Our products.

Explore the core covers, customer propositions and specialist solutions that shape the IISL Underwriting range. We work with brokers and capacity partners to develop practical insurance solutions for property owners, businesses and professional firms.

Our available products are complemented by new sector propositions. Products marked ‘In development’ are not yet available to quote. Contact our underwriting team to discuss appetite, cover options and submission requirements.

Core products

Property Owners

Property insurance propositions for residential, commercial and mixed-use portfolios.

Commercial Combined

A flexible foundation for SME business insurance and sector-specific packages.

Commercial Liability

Liability propositions for employers, trading businesses and service providers.

Commercial Property

Protection shaped around business premises, equipment and stock.

Professional Indemnity

Professional risk protection for firms providing advice, design or services.

Legal Expenses

Legal protection for businesses, with separate landlord-specific solutions.

Landlord Emergency

Emergency assistance for eligible let residential properties.

Rent Guarantee

Protection against eligible tenant rent default, supported by landlord legal cover.

Business & specialist sector packages

Focused insurance packages for different trades and business activities, with new propositions under development for wholesale businesses, contractors, and drop zone and airfield operators.

Available

Shops & Retail

Property, stock, business interruption, liability and LEI for independent shops and retail businesses.

Available

Offices

Office contents and equipment, business interruption, liability and LEI, with PI where relevant.

Available

Professional Services

PI-led packages for accepted consultants, agencies and professional firms, with supporting office and liability cover.

Available

Hospitality

Packages for selected cafés, restaurants, takeaways, pubs and accommodation businesses, with agreed trade-specific extensions.

Available

Hair, Beauty & Salons

Property and business protection for salons, with treatment liability expressly agreed for the services offered.

In development

Tradespeople & Contractors

Liability-led protection for accepted trades, with tools, equipment, contract works and plant only where specifically agreed.

In development

Wholesale & Light Manufacturing

Property, stock, business interruption and liability for accepted distribution and manufacturing activities, with specialist extensions as required.

In development

Drop Zones & Airfields

A specialist proposition in development for drop zone and airfield operators, with a particular focus on the needs of PTOA members.

Specialist programmes & structured solutions

XOL Placements

Enquiries for excess layers across property, casualty and professional indemnity programmes.

Non-Conventional Structures

Tailored arrangements for risks or portfolios needing a different approach to insurance placement.

ART Programmes

Alternative risk transfer opportunities for a different balance of retained and transferred risk.

Contact our underwriting team for current product documentation and submission requirements.

Find the right route for your enquiry.

Tell us about the client, trade or portfolio you are looking to place. We can discuss the relevant product, current appetite and the information needed to progress.